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Take a digital wallet payment

You can enable Google Pay and Apple Pay to take payments from your users.

This is only available to services with a live Worldpay account.

Digital wallet payments work with both integrating with the GOV.UK Pay API or using payment links.

Enable Apple Pay

  1. Sign in to the GOV.UK Pay admin tool.

  2. Under Services, select the service where you want to enable Apple Pay.

  3. Select Settings.

  4. Change the Apple Pay setting.

You do not need to ask Worldpay to enable Apple Pay in your Worldpay account.

Enable Google Pay

To enable Google Pay, you must enter a unique Google Pay merchant ID into your GOV.UK Pay account.

You get a Google Pay merchant ID from your Worldpay merchant admin interface.

  1. If required, speak to your Worldpay account manager to upgrade your Worldpay merchant admin interface to include Google Pay functionality.

  2. Sign in to your Worldpay merchant admin interface.

  3. Go to Integration and select the Pay with Google tab.

  4. Under Generate unique merchant ID, select Generate.

  5. Copy the generated merchant ID.

  6. Sign in to the GOV.UK Pay admin tool.

  7. Under Services, select the service where you want to enable Google Pay.

  8. Select Settings.

  9. Go to the Google Pay setting, select On and enter the merchant ID.

Strong Customer Authentication (3D Secure)

Apple Pay requires your users to authenticate digital wallet transactions using a secure method such as a fingerprint scan. Your Apple Pay users do not need to complete a Strong Customer Authentication (SCA) method such as 3D Secure separately.

Google Pay supports, but does not require, your users to authenticate digital wallet transactions using a secure method. Your users who do not use Google Pay’s secure authentication may have to complete SCA separately.

See the GOV.UK Pay page on Apple Pay and Google Pay for more information.

Restrictions

The GOV.UK Pay platform cannot apply corporate card surcharges to digital wallet transactions made with a corporate card.

When you look at a non-digital wallet transaction in your GOV.UK Pay account transactions list, you see the first 6 digits and last 4 digits of the card number. When you look at a digital wallet transaction in your GOV.UK Pay account transactions list, you only see the last 4 digits of the card number or digital wallet account number.

GOV.UK Pay does not collect or transfer any cardholder information during a digital wallet transaction, as this information is transferred directly between Apple or Google Pay and the payment service provider (PSP).

If you use cardholder information as part of your service, you should not collect this information through GOV.UK Pay, as we can only collect cardholder information to initiate a payment.

Google Pay

If a user makes a payment with Google Pay, we cannot tell if they used a credit card or a debit card. This means:

You can still restrict transactions to one card scheme, like Visa.